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Unfortunately in this day and age people are injured way too often by uninsured motorists. When injured by an uninsured motorist you need to know your legal options. Whether or not you can make a recovery. Simple answer is sometimes not all the times. Here’s what you have to find out. You can go after the person who hit you individually if they have assets. If they have assets you have to get a judgment and then execute the judgment and levy the assets. This is a long legal process and it is often very cumbersome and time consuming. Most people do not have the assets that make it worthwhile for a lawyer to handle a case against them individually. The next thing you need to determine if you, someone in your household, or the car itself in which you were injured has a policy of uninsured motorist coverage. Vast majority of the times there is going to be uninsured motorist coverage, because in Alabama you must specifically waive uninsured motorists in writing in a signed document. So if you don’t have it or you’re not a member of a household with someone that has it or the car doesn’t have it that is going to be the only way you would not have uninsured motorist coverage. I’m attorney Bennett Long with the local law firm of Long & Long. If you have questions about any of the matters we discussed, any case, or any legal matter, please call us today for a free consultation. You can reach me in Mobile at our office area code 251-432-4848.

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