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Car Crash

Car Accident LAWYER IN Gulf Shores, AL

Gulf Shores is a town where most people are out of their cars. They are crossing West Beach Boulevard to get to the sand, riding rented bikes, or taking a golf cart three blocks to dinner. The drivers around them are often visitors who have never seen these roads before. When those two things meet, the person who gets hurt is usually the one with the least protection.

Most people who call us after a crash here have never hired a lawyer and are not sure their case is worth anyone’s time. That is usually the wrong instinct, and it costs nothing to find out.

Long & Long Injury Attorneys has handled crash cases on this coast for over 30 years. Our nearest office is in Orange Beach, about ten minutes away, with a second office in Mobile. Eight attorneys handle personal injury cases at the firm, and we have recovered more than $600 million for clients. We take everyday collisions and the ones that change a life: rear-end and intersection wrecks on Highway 59, drunk driving crashes, pedestrian and cyclist collisions, golf cart wrecks, and fatal crashes.

The work starts immediately, because this town empties every Saturday and takes the evidence with it. We request footage before it cycles, reach witnesses before they check out, and preserve the vehicles before they are repaired or released. Reconstruction engineers and medical experts come in from there, and the firm pays for that work rather than billing you along the way. You owe nothing up front and no fee unless we recover money for you.

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What’s On This Page

Our Car Accident Settlements

$6,000,000

Car Accident

$1,000,000

Drunk Driver Accident

$1,000,000

Motor Vehicle Accident – Mobile County, Alabama

$1,000,000

Motor Vehicle Accident – Monroe County, Alabama

$1,000,000

Motor Vehicle Accident – Mobile County, Alabama

$800,000

Motor Vehicle Accident – Conecuh County, Alabama

$600,000

Motor Vehicle Accident- Mobile County, Alabama

$450,000

DUI Motor vehicle Accident – Baldwin County, Alabama

$432,000

DUI Accident

$400,000

Motor Vehicle Accident

Why You Need a Car Accident Lawyer in Gulf Shores

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The adjuster who calls you is not gathering information to protect your interests. Your recorded statement may be taken while you are still recovering and trying to remember exactly what happened. An early settlement offer can arrive before your doctors understand the full extent of your injuries. These are common steps in the claims process, but accepting them without legal guidance can make your claim more difficult later.

The timing works against you in a second way. Alabama generally gives you two years from the date of the crash to file suit, which sounds like plenty until you learn how fast the proof disappears here. The legal deadline is the one people worry about. The practical one arrives much sooner, and there is a section below on why.

Everything after that is proof. The sequence of impacts, the physical evidence, what the injury costs you a decade from now, and the hospital bills and liens that come out of the settlement at the end. You also stop dealing with the carrier entirely, which has its own section further down. You can meet the attorneys who would handle your case before you decide anything.

Why Choose Long & Long as Your Car Accident Lawyer in Gulf Shores?

Our office is about ten minutes up the road in Orange Beach, which matters more than it sounds like it should. When someone calls from a hospital in Foley or from the scene on Fort Morgan Road, we can have an investigator out that afternoon, photographing the intersection in the same light and traffic as the crash and reaching the family in the next unit before they drive home. Firms working from Birmingham or Montgomery arrive when a case demands it, and by then it gets built from whatever survived.

We are also not a volume operation. Eight attorneys handle personal injury cases in Gulf Shores, and the one working yours is the one you speak to when a decision has to be made. Over 30 years of trying cases in Baldwin County Circuit Court in Bay Minette tells us how these claims land with a jury here, which affects what one is worth long before anyone talks about trial.

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What You’ll Get When You Work With Us

Every firm advertising on this coast offers free consultations and contingency fees. That is the price of entry, not a reason to pick anyone. Here is the list, and under it the one number you can hold us to:

  • Free consultations
  • No out of pocket cost to you
  • Stress-free experience
  • 24/7 access and support
  • Proven track record of great results

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HIRE LONG & LONG

We take it from here — building your case and fighting for maximum compensation.

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FOCUS ON YOUR HEALTH

Your only job now is to rest, recover, and let us handle your case.

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You Get Paid

We fight hard to maximize your claim.

“Most people come to us on one of the worst days of their lives and they don’t know what to do. We work injury cases every single day, and we know how to make the legal process as easy as possible for our clients and maximize results.”

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Who Can File a Car Accident Claim in Alabama?

Anyone hurt by a driver's negligence, whether you were behind the wheel, a passenger, on a bike, in a golf cart, or on foot. Alabama is an at-fault state, so recovery depends on proving the other side caused it. 

Proving negligence means establishing four things: the other driver owed you a duty of care, they breached it, the breach caused the crash, and the crash caused losses that can be measured. That framework does not change based on what you were riding or whether you were riding anything at all.

The crashes we handle out of Gulf Shores, several of which have their own pages:

  • Rear-end and intersection collisions, including chain reactions in stopped beach traffic
  • Pedestrian and bicycle collisions
  • Golf cart and low-speed vehicle wrecks
  • Drunk driving crashes, which can support punitive damages
  • Rideshare crashes involving Uber or Lyft
  • T-bone, rollover, and multi-vehicle wrecks where the sequence decides who pays
  • Hit and run, where your own coverage often becomes the claim
  • Commercial truck and bus collisions

If your crash is not on that list, call anyway and we will tell you whether it is a claim.

How Do You Prove Fault in a Gulf Shores Car Accident?

With physical evidence rather than statements. Camera footage, vehicle data, signal timing, and reconstruction settle what the drivers disagree about, and nearly all of it has a shelf life measured in days here. 

Gulf Shores replaces most of its population every week, and the proof leaves with it. The couple who watched the wreck from the sidewalk checks out Saturday and drives home to Tennessee. Business cameras along the beach corridors overwrite on a short rolling cycle. Vehicles get towed, then repaired or sold at salvage with the data still inside them.

Almost none of this is yours to request, which is why it has to come from us. Depending on the wreck:

  • Event data recorder and infotainment downloads, which hold speed, braking, and steering in the seconds before impact
  • Business and municipal camera footage along the corridor
  • Traffic signal timing data at the intersection
  • Cell phone and telematics records where distraction is at issue
  • 911 recordings, dispatch logs, and EMS run reports
  • The full crash investigation file, including officer notes and measurements that never reach the report
  • Rental agreements and employer records when the driver was working or in a rented vehicle
  • Toxicology and receipts in suspected impairment cases

The records only take you so far. Investigators photograph the scene in the same light and traffic conditions as the crash. Reconstruction engineers establish speed, impact angles, and sightlines from physical evidence rather than from the other driver's account. In severe cases, treating physicians, life care planners, and economists document what the injury costs across a lifetime. We advance all of it.

That work is what a settlement demand is built from. Ours goes to the insurer with the data, the reconstruction, and the full medical picture behind the number, which gets evaluated very differently than a claim supported by a police report and a stack of bills.

The deadline that actually matters

Alabama generally allows two years from the date of the crash to file suit, and two years from the date of death in a wrongful death case. A few situations change that. A claim involving a minor may be tolled. A claim against a city, county, or state entity can require written notice within months rather than years, so if a government vehicle or a road defect is involved, ask about the deadline immediately.

None of that is the deadline that decides most cases. Footage is gone in days. Witnesses are gone by the weekend. A vehicle released to salvage takes its data with it. A case brought to us at twenty-two months is a materially weaker case than the same one brought at two weeks, even though both are filed on time.

Discuss Your Case with a Gulf Shores Car Accident Lawyer

If you’ve been involved in a car accident in Gulf Shores, discussing your case with a knowledgeable attorney is crucial. An experienced lawyer can offer you legal guidance, help assess the full extent of your claim, and work towards securing the compensation you deserve. Contact a skilled car accident lawyer in Gulf Shores today for a free case review.

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The Crashes That Do Not Settle Easily in Gulf Shores

The difficulty of a case rarely tracks the severity of the injury. It tracks how contested the facts are and how much insurance exists.

The ones that get hard:

  • Disputed sequence: In a chain reaction on Highway 59, whether the car behind you started it or finished it decides who pays. That is a physics question, answered with data rather than with statements.
  • A police report that got it wrong: Officers reconstruct from accounts taken minutes after a crash, and insurers treat the result as settled. A report is evidence, not a verdict.
  • A driver who was working: Delivery drivers, rideshare drivers, contractors, and anyone running a company errand brought an employer's commercial policy behind the personal one. Whether someone was on the clock is often the most valuable fact in the file, and it is rarely in the report.
  • One policy against several injured people: When a single limit has to be divided, moving early and finding every additional layer of coverage matters more than negotiating well.
  • Catastrophic injury: Spinal cord injuries, brain injuries, and fatal crashes turn on proving what decades of altered capacity cost, which is expert work that has to be funded long before anyone names a number.

None of that is solved by argument. It is solved by work funded before the case proves itself, which is why we advance expert costs rather than waiting to see how a claim develops. Our results include a $110 million recovery in a Greenville 18-wheeler case, and more than $600 million recovered overall. If you have been told your case is too complicated, or handed a number that does not feel close, bring it to us.

Why Gulf Shores Roads Produce Different Crashes

Long & Long Injury Attorneys works from offices in Orange Beach and Mobile and takes cases across Alabama, including Birmingham, Montgomery, Huntsville, Tuscaloosa, and Dothan. This coast is home, and the crashes here follow patterns you do not see inland.

West Beach Boulevard and East Beach Boulevard carry beach traffic past people crossing mid-block between parking and the sand, often carrying chairs and coolers, often not at a marked crossing. Highway 59 funnels everyone arriving and leaving through the same few miles, and the stop-and-go pattern produces the chain-reaction rear-end wrecks that fill the courthouse. Fort Morgan Road runs long and fast between rental clusters with limited lighting and few places to pull off. Golf carts share all of it with regular traffic, offering no occupant protection and raising coverage questions ordinary auto policies do not answer cleanly.

Season changes the math. Between spring and late summer the population multiplies, and a large share of drivers have never been on these roads. Festivals and peak weekends add crowd traffic, alcohol service, and parking overflow to the same corridors.

Two things follow. A serious wreck here frequently involves at least one driver who did not know the road, which changes what an unexpected stop or turn means when fault is argued. And these cases are filed in Baldwin County Circuit Court in Bay Minette, which has its own jury pool and its own view of out-of-state drivers and out-of-state plaintiffs. Each one changes the timeline, the paperwork, or the value of a claim, and none of them are visible to a firm covering this coast from four hours away.

Does Being Partly at Fault End My Alabama Claim?

It can. Alabama uses contributory negligence, so a jury finding you even slightly responsible may bar recovery completely. There is no reduced award here, which is why the other side works so hard on this question. 

In a town where most injured people were walking, riding, or driving a golf cart, that argument arrives almost automatically. You crossed between parked cars instead of at the crosswalk. You were riding after dark without a light. You had been at the beach all day and had a drink with lunch. You were on a cart on a road where carts are allowed but drivers do not expect them. The fact that a driver never saw you gets turned into something you did.

The rule also has narrow exceptions, including the last clear chance and sudden emergency doctrines, and it does not apply the same way to wanton conduct such as an impaired driver. Whether any of those fit your facts is worth asking early rather than assuming the claim is dead. 

What actually beats the argument is evidence rather than explanation:

  • Event data showing the driver's speed and when braking began
  • Signal timing and camera footage establishing who had the right of way
  • Lighting measurements and sight-line photographs taken at the same hour as the crash
  • Reconstruction of impact angles that contradicts the assumed sequence
  • Witnesses reached before anyone tells them what happened

One thing to do today: do not give the other driver's insurer a recorded statement before you talk to a lawyer. In a contributory negligence state, that call can be worth the entire claim.

Hit While Walking, on a Bike, or in a Golf Cart?

You likely still have a claim, and often more coverage than you expect. Your own auto policy can apply even though you were not in a car, and so can a household member's. 

This is the most common serious injury pattern in Gulf Shores and the one people most often assume is hopeless. Two things drive that assumption, and both are usually wrong.

The first is fault. Drivers and their insurers reach for the same explanations every time, that you stepped out, that you were not visible, that you should not have been there. Those are contributory negligence arguments, and they are beaten the same way any other one is, with lighting, sightlines, speed data, and someone who saw it.

The second is coverage. People assume that with no vehicle of their own involved, there is nothing to claim against beyond the driver's policy. In practice, uninsured and underinsured motorist coverage on your own auto policy frequently applies when you are struck as a pedestrian or a cyclist, and so does a resident relative's policy in the same household. Medical payments coverage can pay bills during treatment regardless of fault. A golf cart may be covered under a homeowners policy, a rental agreement, or a separate policy depending on how it was owned and used, which is a question worth having someone answer rather than guessing at.

Whether any of this reaches your case depends on the policy language and the facts. Bring us whatever you have, including your own auto policy, and we will tell you what applies. Our Orange Beach car accident page covers uninsured and underinsured coverage in more detail.

What Does the Insurance Company Do After Your Crash?

Within hours, the carrier opens a file, pulls the police report, and starts evaluating whether any share of fault can be assigned to you. That work begins long before most people decide whether to call anyone. 

What that usually looks like:

  • An adjuster contacts you quickly: They may sound sympathetic, offer to cover your immediate bills, and ask for a recorded statement.
  • The statement gets used later: Anything uncertain said in the first week becomes an admission months later.
  • An early offer follows: It arrives before anyone knows what treatment will cost, which is generally why it arrives early.
  • Property damage moves the fastest: Getting your car handled quickly feels like progress and is often the least valuable part of the claim.

None of that is misconduct. Adjusters are doing the job they were hired to do, which is to close the file for as little as it supports, and nobody in that process is working for you.

Once you hire us, that contact stops. Every statement request, authorization, property damage question, and offer comes through us instead of to you, and we read the policies involved rather than accepting a carrier's summary of what applies.

When ordinary claims handling crosses a line

Insurers are entitled to investigate and to disagree about value. What they are not entitled to do is refuse to investigate, ignore their own file, or deny a claim without a lawful basis, particularly on a policy you pay for yourself. Alabama recognizes a separate claim for bad faith insurance practices, and whether conduct meets that standard is fact-specific and worth reviewing rather than assuming. If a carrier has stopped responding, keeps asking for documents you have already sent, or denied your own uninsured motorist claim without explaining why, tell us.

Who Pays for Treatment Before My Case Settles?

You do, as bills come due. The at-fault driver's insurer does not pay along the way. It pays once, at the end, in a single settlement, which surprises nearly everyone hurt in a crash. 

That gap causes most of the financial stress in a claim, and there are usually ways to bridge it. Medical payments coverage on your own auto policy can pay bills during treatment regardless of who was at fault. Your health insurance covers you and negotiates rates well below what a hospital bills directly, which means less of your recovery gets eaten later. Some providers will treat on a lien and wait for the settlement.

If you were visiting when the crash happened, there is a wrinkle. Emergency treatment here may be out of network on a policy written in another state, and the bills that follow can be larger than you expect. Use the coverage anyway. An out-of-network negotiated rate still beats a hospital's direct charges, and the difference comes out of your recovery either way.

If collection agencies start calling, tell us. That is a problem we handle rather than one you should be managing while you are still treating.

Liens, and what you actually keep

Anyone who paid toward your treatment has a right to be repaid out of the settlement. Hospitals, health insurers, Medicare, and Medicaid all assert those claims, and they come off the top.

Those balances are negotiable, and negotiating them down is a standard part of how we close a case rather than an extra service. Every dollar taken off a lien goes to you, not to us, and that step often affects your net more than a percentage point of contingency fee does. Before you sign with anyone, including us, ask them to walk you through a sample breakdown showing gross recovery, fee, expenses, each lien, and what reaches you.

How Is a Car Accident Settlement Calculated in Alabama?

By adding documented losses to non-economic harm, then measuring both against the available insurance. Any firm quoting a number on the first call is guessing, because the largest figure in a serious case is future loss. 

Economic damages are: emergency care, surgery, rehabilitation, future treatment, wages lost, and the reduction in what you can earn for the rest of your working life. That last figure is usually the biggest and the least intuitive, and it takes a physician on prognosis and an economist on earning capacity rather than an estimate. In catastrophic cases a life care planner prices out decades of care that has not happened yet.

Non-economic damages cover: pain and suffering, anxiety after the crash, sleeplessness, and the activities that no longer fit your life. Punitive damages are not available in an ordinary negligence case. They require clear and convincing evidence of intentional or wanton conduct, which is why drunk driving crashes are valued differently.

Coverage is the practical ceiling. A catastrophic injury against a minimum-limits policy is worth what can be found, not what it costs, which is why identifying every applicable layer early matters as much as documenting the loss.

Wrongful death works differently in Gulf Shores, and families are blindsided by it. Damages are punitive only, measured by how wrongful the conduct was rather than by what the family lost, so there is no recovery for lost income or grief the way most states allow. The claim is brought by the personal representative and proceeds pass under intestacy rather than the will. 

A realistic range usually is not possible until your treatment stabilizes. We would rather tell you that than tell you what you want to hear.

What to Do After a Crash in Gulf Shores

Most of this is worth doing in the first hour, and the parts people skip are the ones that matter later.

  • Call 911 and let them work the scene: The officer's presence creates the report, and the dispatch audio and EMS records that come with it are often more useful than the report itself.
  • Photograph more than the damage: Both vehicles from several angles, final resting positions before anything moves, skid marks, debris, the crossing or signage, and the road surface. Then your injuries, and again in a week.
  • Note what the light was like: In a pedestrian, bike, or cart case, whether it was dusk, whether the streetlight was working, and whether you were in a marked crossing decide the fault argument. Photograph it while you can.
  • Get the other driver's home state: A license and insurance card is not enough when the driver is a visitor. Photograph the rental agreement if there is one.
  • Collect witnesses immediately: The people around you may be gone by Saturday. Names, numbers, and home cities.
  • Get checked the same day: Adrenaline hides injuries, and a gap between the crash and your first visit becomes the insurer's argument that something else caused it.
  • Say nothing about fault: Not to the other driver, not to their adjuster, not on social media.
  • Ask us before your car is repaired or released: Once it is fixed or sold at salvage, the data inside it is gone.

If you have already done none of this, that is the normal situation rather than a lost case. Most of it can be recovered through records requests and preservation letters, and the sooner someone starts, the more of it still exists.

The Long & Long Client Promise

Most firms tell you they will take care of you. That is easy to say and impossible to check before you have hired someone. So here is what we commit to, specifically:

  • You will always know where your case stands: Updates at every milestone, and on a regular schedule even when nothing has changed.
  • You will talk to an attorney, not only to staff: Direct attorney contact at every key decision point.
  • Your calls get returned within 24 hours: Not eventually.
  • We'll explain everything in plain English: No document goes to you without an explanation of what it is and what happens next.
  • We'll be honest about what your case is worth: including when the honest answer is less than you hoped, and when it's that you don't need a lawyer at all.

If you were visiting and are already home, the same promises apply.

What Happens After You Hire Us

  • Week one: Preservation letters go out, including to whoever is holding your vehicle. We tell the carriers you are represented so the calls stop, open the claims, and start finding coverage.
  • The evidence comes in: Footage requests, data downloads, records, and reconstruction, all running while you treat. You are not involved beyond answering questions.
  • You treat and we wait on purpose: We hold off on sending the demand until your prognosis is clear, because settling early means guessing at the largest number in the case.
  • The demand goes out: Liability proof, the full medical record, expert opinions, and what the injury has changed. Every response comes back to you with our honest read.
  • We file if the answer is not good enough: Suit opens discovery and depositions and changes the leverage. Many claims settle after that. Some are tried in Bay Minette.
  • You see the math before the money: Liens and hospital bills negotiated down first, then a line-by-line breakdown before anything is disbursed.

Plenty of cases end at the demand and never reach a courtroom. Whichever version yours becomes, you hear from us at each milestone and calls come back within 24 hours.

Gulf Shores Car Accident FAQs

Is Alabama an at-fault state?

Yes. Alabama uses a tort system, which means the driver who caused the crash is responsible for the damages, and their liability insurance is the primary source of payment. It also means there is no automatic coverage for your own losses the way there is in a no-fault state, so who was at fault has to be established before anyone pays. Alabama's contributory negligence rule makes that determination unusually consequential.

What if the other driver tries to sue me for damages?

Contact us immediately, and do not ignore it. Alabama requires a written response to a lawsuit within a limited window after you are served, commonly 30 days, and missing it can result in a judgment against you without your side ever being heard. Send us the paperwork the day you receive it, including the envelope. If you have auto liability coverage, your own carrier generally owes you a defense, and part of what we do is make sure that obligation gets triggered properly.

What if the driver who hit me had no insurance, or not enough?

You may still have a claim. Uninsured and underinsured motorist coverage on your own policy frequently applies, including when you were a passenger, a cyclist, or on foot, and a resident relative's policy in the same household can apply as well. Alabama's minimum liability limits are low enough that a serious injury clears them quickly, which is exactly the gap this coverage exists to fill.

The police report says I caused the wreck. Is my case over?

No. A crash report is one officer's reconstruction from statements taken minutes after an accident, and it is not a legal finding. Reports get contradicted regularly by event data, camera footage, signal timing, and reconstruction of the physical evidence. Insurers lean on them because they are convenient, not because they are conclusive. If a report went against you, that is a reason to have someone look at the underlying evidence quickly, before the vehicles and the footage are gone.

How much is my car accident case worth?

Nobody can tell you responsibly on the first call. Value depends on the severity and permanence of the injury, your total medical expenses past and future, lost income and reduced earning capacity, how strong the liability evidence is, and how much insurance actually exists. A realistic range generally is not possible until your treatment stabilizes and the long-term picture is clear. We would rather explain what is driving the range than name a number to win the phone call.

Do I need a lawyer for a minor crash?

Not always. If you were not badly hurt, missed no work, and the insurer is covering your treatment in full, you may not need one, and we will tell you that. You probably do need one if you needed more than basic emergency care, missed work, are still treating, were hit while walking or riding, or if anyone has suggested the crash was partly your fault. In Alabama that last one is not a small thing. The consultation costs nothing either way.

How long will my case take?

It varies. A straightforward car accident claim can resolve in a few months. A serious injury case that goes into litigation can take a year or more. The biggest factor is your medical treatment, because settling before the long-term picture is clear usually means settling for less than the case is worth. We keep you updated throughout so the wait does not feel like silence.

Our Car Accident Lawyers in Gulf Shores

Earle W. Long, IV

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Attorney N. Staples Wood of Long & Long Injury Attorneys

N. Staples Wood

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Attorney Walton Hickman of Long & Long Injury Attorneys

Walton Hickman

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Attorney Mac McClurkin of Long & Long Injury Attorneys

Mac McClurkin

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Cate Biggs Vosbein, Attorney at Long & Long Injury Attorneys

Cate Biggs Vosbein

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Attorney Jack "Trip" Smalley III of Long & Long Injury Attorneys

Jack “Trip” Smalley III

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Attorney Andrea Butler Headshot

Andrea F. Butler

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Attorney Alan Colvin of Long & Long Injury Attorneys

Alan Colvin

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Attorney John H. Leech, Jr. of Long & Long Injury Attoneys

John H. Leech, Jr.

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Attorney Erick Bussey of Long & Long Injury Attorneys

Erick Bussey

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Attorney Jennifer Perez of Long & Long

Jennifer Perez

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Attorney Russell Johnson of Long & Long Injury Attorneys

Russell Johnson

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